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"IQ - Safe Harbor" <sh@insurancemail.net>
From sh@insurancemail.net  Tue Jul 23 00:02:08 2002

<title>Lock in Your Clients' Gains</title>
width=3D"170" height=3D"257" alt=3D"Lock In Market-Like Gains Without =
width=3D"203" height=3D"257" alt=3D"Lock In Market-Like Gains Without =
width=3D"177" height=3D"257" alt=3D"Lock In Market-Like Gains Without =
<td colspan=3D"2" align=3D"center"><b>A winning =
Choice III<sup>SM</sup> from North American<br>
Company for Life &amp; Health Insurance and Safe =
<td width=3D"96%"><font size=3D"2">Choose from up to =
index accounts: S&amp;P 500<sup>&reg;</sup>, =
S&amp;P MidCap 400<sup>&reg;</sup>, Russell =
<td width=3D"96%"><font size=3D"2">Or, choose the =
security of the fixed account!</font></td>
<td width=3D"96%"><font size=3D"2">16% COMMISSION * =
&amp; 80% PARTICIPATION RATE **</font></td>
color=3D"#cc0000"><b><u>NO RISK OF LOSS FROM MARKET DECLINES!<br>
YOUR CLIENTS WILL LOVE THE SECURITY OF THIS =
<td width=3D"96%"><font size=3D"2">Annual transfer =
change premium allocation after each contract =
<td width=3D"96%"><font size=3D"2">Two different annual =
methods: Daily Average or Annual Point-to-Point (no =
height=3D"83" alt=3D"Call Safe Harbor Financial!&#10;800-422-0557"></td>
height=3D"170" alt=3D"Ask about the $50 contracting bonus from Safe =
bgcolor=3D"#663300"><b><font size=3D"2" color=3D"#FFFFFF">Please fill =
width=3D"540" height=3D"117" alt=3D"Safe Harbor Financial, In. =
<td colspan=3D"3"><font size=3D"1"><b>FOR AGENT USE ONLY. NOT =
CONSUMER SOLICITATION PURPOSES. </b>The Market Choice =
is issued on form series LC115 (group) and LS115A =
state variations by North American Company for Life and =
Chicago, Illinois. This product and its features may not be =
in all states. &quot;Dow Jones&quot;, &quot;Dow Jones =
(sm)&quot; and &quot;DJIA(sm)&quot; are service marks of Dow =
and Company, Inc. and have been licensed for use for certain =
by North American Company. Russell 2000 Index is a trademark =
Russell Company and has been licensed for use by North =
&quot;S&amp;P 500&reg;&quot;, &quot;Standard &amp; Poor's =
&quot;S&amp;P MidCap 400 Index&reg;&quot; and &quot;Standard =
Poor's MidCap 400 Index&reg;&quot; are trademarks of the =
Companies, Inc. and have been licensed for use by North =
The NASDAQ-100&reg;, NASDAQ-100 INDEX&reg; and NASDAQ&reg; =
marks of the NASDAQ Stock Market Inc. (which with its =
the &quot;Corporations&quot;) and are licensed for use by =
Company. The Market Choice III(sm) annuities are not issued, =
sold or promoted by the Corporations or any of the Indexes =
above. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO =
RESPECT TO THE MARKET CHOICE III(sm). *Commissions are based =
rates as of 5/1/02. Commissions may vary by state and are =
to change. **Participation rates are based upon rates as of =
and are subject to change. Participation rate is based on =
500&reg; and DJIA(sm) and the Daily Average Crediting =
Safe Harbor for additional details on other indexes and =
rates. <sup>1</sup>NASDAQ-100&reg; is available on the =
Index Crediting Option only. <sup>2</sup>Contracting Bonus =
paid once contracting with Safe Harbor is complete and =