<title>We are Slashing our Term Rates!</title>
<font face=3D"Times New Roman, Times, serif">=20
width=3D"550" height=3D"33" alt=3D"Preferred best and preferred =
height=3D"70" alt=3D"on face amounts of $250,000 or more!"><br>
GTO 20 Preferred Best NT Guaranteed Level Term =
GTO 20 Preferred NT Guaranteed Level Term Annual =
<td align=3D"center"><font size=3D"2"><b>Call Us Today!<br>
height=3D"74" border=3D"0" alt=3D"First Penn-Pacific Life Insurance =
<div align=3D"left"><font size=3D"1" face=3D"Arial, =
guaranteed level premium term life insurance issued by =
Life Insurance Company, Schaumburg, IL. Premiums are =
of 7/22/02, rounded to the next dollar, subject to change, =
$50 non-commissionable policy fee. Products and features =
to state availability. In Montana, male premiums apply. =
BT-1000 Series. Lincoln Financial Group is the marketing =
Lincoln National Corporation and its affiliates. <br>
F02-1073-LT. For Agent Or Broker Use Only. Not To Be Used =

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