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From nbc@insurancemail.net  Wed Jul 17 00:07:19 2002

<title>Pru Life's UL Portfolio Rocks</title>
width=3D"550" height=3D"22" alt=3D"- and -"><br>
width=3D"550" height=3D"46" alt=3D"Prulife Universal Plus"><br><br>
Permanent Life Insurance at Affordable =
<p>Whether your clients are looking to pay the Minimum=20
Premiums needed to Endow* a policy at a specific age or =
premiums needed to guarantee** a death benefit for<br>
competitive lifetime death benefit guarantee premiums. =
Plus<sup>SM</sup> offers competitive minimum premiums to =
competitive long term cash value accumulation.</p>
<p align=3D"center"><font size=3D"3"><i>And that's not all. =
else Prudential+ has to offer...</i></font></p>
<font size=3D"2"><b>Rolling Commissionable Target =
First year compensation will be paid until the R-CTP =
during the first 24 policy months.</font>
<font size=3D"2"> <b>First year commissions</b>=20
that do not reduce at any issue age.</font>
<td width=3D"95%"><font size=3D"2"><b>Issue ages</b> =
<td width=3D"95%"><font size=3D"2"><b>Continuation of =
beyond age 100 (policy has no maturity =
for cigar smokers, pipe smokers and smokeless tobacco =
(nicotine patch and gum users also may be eligible if =
not smoked cigarettes in the last 12 months) </font>
<td width=3D"95%"><font size=3D"2"><b>Preferred Plus =
may be offered to commercial pilots and most student =
pilots who fly up to 200 hours per year, regardless of =
helicopters or fixed wing aircraft are flown.</font>
<td width=3D"95%"><font size=3D"2"><b>Treadmills not =
for preferred rates for face amounts within our =
<td width=3D"95%"><font size=3D"2"> <b>Heart attack?</b> =
Prudential as soon as the prospect returns to normal =
<td width=3D"95%"><font size=3D"2"><b>Liberal Build =
<td width=3D"95%"><font size=3D"2"><b>$70 million =
may be available for cases in excess of $70 =
<font size=3D"2"><b>Click our logo for the BGA nearest =
height=3D"86" alt=3D"Click here for the NBC BGA Locator!" =
width=3D"241" height=3D"149" alt=3D"National Brokerage Consortium">=20
<td><font size=3D"1">* Minimum Premium to Endow is a =
premium that, based on current charges and the current =
would keep the policy in force to age 100. Interest rates =
will change over time, as will the Minimum Premium to Endow. =
premiums are shown as hypothetical figures based on the =
and are shown for comparative purposes only. The actual =
to keep the policy in force is based on actual results and =
higher or lower. ** All guarantees are based on the =
+ PruLife Universal Protector is issued by Pruco Life =
PruLife Universal Plus also is issued by Pruco Life =
in all states except New Jersey and New York, where it is =
Pruco Life Insurance Company of New Jersey, both Prudential =
Inc. companies located at 213 Washington Street, Newark, NJ =
Each is solely responsible for its own financial condition =
++ Available on contracts dated Jan. 1, 2002 &amp; later. =
Prudential Financial is a service mark of The Prudential =
Company of America, Newark, NJ and its affiliates. For =
use only. Not for use with the public. <br>