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From gef@insiq.us  Wed Sep 18 00:15:26 2002

width=3D"208" height=3D"215" alt=3D'Any way you slice it...GE Lifetime =
width=3D"550" height=3D"45" alt=3D'Underwritten by General Electric =
Capital Assurance Company and First Colony Life Insurance Company'><br>
width=3D"550" height=3D"51" alt=3D'GE Lifetime Protector universal life =
insurance cooks the competition with competitive premiums'></td>
<table width=3D"95%" border=3D"1" cellpadding=3D"0" cellspacing=3D"0" =
<table width=3D"100%" border=3D"0" cellpadding=3D"2" =
Male, Age 55, Best, $500,000 Face Amount, Annual =
<font color=3D"#FFFFFF" size=3D"1"><b>Source: Industry Market =
research conducted and compiled by GE Financial, August 2002.</b></font> =
<font color=3D"#FFFFFF" size=3D"1">GE Lifetime =
is subject to the terms, issue limitations and conditions of =
Form Nos. UL GE02 et al for GE Capital Assurance and ULFCL02 =
for First Colony Life, which include exclusion periods for =
suicide. GE Lifetime Protector<sup>SM</sup> is not available =
<p><sup>1</sup>Premium that guarantees coverage for the life =
of the insured according to the companies' provisions.<br>
Companies refer to premium by different names and the =
for the guarantee will vary from company to company. For =
Protector<sup>SM</sup>, this refers to the designated =
subject to the policy provisions, policy remains in force =
as the sum of the premiums paid, less the reduction in =
for all partial withdrawals, equals or exceeds the =
of the designated monthly premiums from the policy date to =
assuming each company's current crediting rate and =
column represents the premium required annually to age 100 =
target cash surrender value stated in the column =
General Electric Capital Assurance Company<br>
First Colony Life Insurance Company</font></b></p>
for GE Lifetime Protector(sm) Information and Quotes from a BRAMCO =