UP Your Income...First Sale Bonus $500=09
Increasing Rates - All Guaranteed 	Flexible or Single Premiums =09
Nursing Home Waiver* 	Issue Age 0-85** =09
*Most States. **Surrender charge varies for ages 56+ in CT, IN, MD, OK,
SC. Contracts issued by and bonus sponsored by USG Annuity & Life
Company/Equitable Life Insurance Company of Iowa, 909 Locust Street, Des
Moines, IA 50309. For agents only. Rates subject to change. Product and
features not available in all states. IRAs/qualified plans are already
tax deferred. Consider other annuity features. We reserve the right to
alter or end bonuses at any time. Minimum premium for bonus $20,000.

<TITLE>$500 1st Annuity Sale Bonus</TITLE>
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That Keeps Going UP And UP And UP....<BR></FONT></B>=20
Increasing Rates - All Guaranteed</FONT></B>=20
sans-serif" size=3D3>Flexible or Single Premiums</FONT></B>=20
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varies for ages 56+ in CT, IN, MD, OK, SC. Contracts issued by and =
sponsored by USG Annuity &amp; Life Company/Equitable Life =
of Iowa, 909 Locust Street, Des Moines, IA 50309. For agents only. =
subject to change. Product and features not available in all =
plans are already tax deferred. Consider other annuity features. =
the right to alter or end bonuses at any time. Minimum premium for =
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