<FONT FACE=3Darial,helvetica><P ALIGN=3DCENTER><FONT  SIZE=3D6 FAMILY=3D"S=
<font color=3D"#0000FF"><b>Rates are at a 40 year low!</b></font></FONT></=
BACKGROUND-COLOR: #ffffff" SIZE=3D5 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LA=
<FONT  COLOR=3D"#FFFFFF" style=3D"BACKGROUND-COLOR: #ffffff" FAMILY=3D"SAN=
<FONT  COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMI=
</FONT><FONT  COLOR=3D"#FFFFFF" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D=
#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF"=
FACE=3D"Arial" LANG=3D"0">What are you waiting for?</FONT><FONT  COLOR=3D=
"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"SANSSERIF=
</FONT><FONT  COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D=
3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">Interest Rates are the
style=3D"BACKGROUND-COLOR: #ffffff; font-weight:700; font-style:italic" SI=
"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF=
" FACE=3D"Arial" LANG=3D"0"> they've been in
0080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF" FA=
<B><FONT  COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 F=
AMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">Now is the time to take adva=
ntage of falling interest rates! </FONT><FONT  COLOR=3D"#000080" style=3D"=
BACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LA=
3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">There is no advantage in =
</FONT><U><FONT  COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZ=
style=3D"BACKGROUND-COLOR: #ffffff; font-weight:700" SIZE=3D3 FAMILY=3D"SA=
FACE=3D"Arial" LANG=3D"0">Refinance or consolidate high interest <br>
FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">low interest mortgage.</FON=
<P ALIGN=3DCENTER><B><FONT  COLOR=3D"#0000ff" style=3D"BACKGROUND-COLOR: #=
ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">Why pay mo=
FACE=3D"Arial" LANG=3D"0">Mortgage interest is tax deductible, whereas cre=
dit card interest is not.</FONT><FONT  COLOR=3D"#000080" style=3D"BACKGROU=
ND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0"=
<B>Good Credit / Bad Credit / So-So Credit</B><BR>
We have Special Programs for every type of credit history and income level=
</FONT><b><FONT  COLOR=3D"#0000ff" style=3D"BACKGROUND-COLOR: #ffffff" SIZ=
E=3D4 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">No Upfront Fees - No =
Hidden Fees - Approval in Minutes</FONT></b><FONT  COLOR=3D"#000080" style=
=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"SANSSERIF" FACE=3D"Arial=
FACE=3D"Arial" LANG=3D"0">Get the</FONT><FONT  COLOR=3D"#000080" style=3D"=
<FONT  COLOR=3D"#d6321b" style=3D"BACKGROUND-COLOR: #ffffff; font-weight:7=
SIZE=3D4 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">CASH</FONT><FONT  =
COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"S=
<FONT  COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff; font-weight:7=
FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0">you need</FONT><FONT  COLOR=
=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"SANSSE=
RIF" FACE=3D"Arial" LANG=3D"0"> </FONT><FONT  COLOR=3D"#d6321b" style=3D"B=
ACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LAN=
#ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0"></FONT></=
B><FONT  COLOR=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FA=
<B>It's easy to qualify and your loan review is </B>
<B><FONT  COLOR=3D"#D6321B" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3
=3D"#000080" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSE=
</FONT><U><FONT  COLOR=3D"#cc0000" style=3D"BACKGROUND-COLOR: #ffffff" SIZ=
<FONT FACE=3Darial,helvetica COLOR=3D"#000000" style=3D"background-color: =
SIZE=3D"3" FAMILY=3D"SANSSERIF" LANG=3D"0"><U><B><FONT  COLOR=3D"#0000ff" =
style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D4 FAMILY=3D"SANSSERIF" FACE=3D"=
/B></U><B><FONT  COLOR=3D"#000000" style=3D"BACKGROUND-COLOR: #ffffff" SIZ=
E=3D3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D"0"> </FONT><FONT  COLOR=3D=
"#0000a0" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF=
" FACE=3D"Arial" LANG=3D"0">for all details. There is </FONT><FONT  COLOR=3D=
"#d6321b" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF=
" FACE=3D"Arial" LANG=3D"0">NO</FONT><FONT  COLOR=3D"#0000a0" style=3D"BAC=
KGROUND-COLOR: #ffffff" SIZE=3D3 FAMILY=3D"SANSSERIF" FACE=3D"Arial" LANG=3D=
<FONT  COLOR=3D"#0000ff" style=3D"BACKGROUND-COLOR: #ffffff" SIZE=3D2 FAMI=